Another Tennessee welcome. Don't be too quick to judge yourself or your skills with woodworking or the scrolls - as you say - you are just beginning and learning. Take your time and you will get better. Lots of ways to learn - here is a great place to learn. I started with the saw wanting to do Intarsia work. Never thought I would do any "fretwork" but after hanging out here with the great bunch of guys and gals here, and seeing there projects, I got "tempted" to try other things. I found that doing that work has helped improve my "line cutting skills" as well. The animal puzzles are great for that, are addicting, and well received as gifts. Afraid I can't give you too much advise on saws. Do get the best you can afford, even if it means waiting a bit longer and saving a little while longer. In the interim, keep an eye out for good bargains as noted. I haven't tried Craigslist, but sorry to hear it may not be great in your area. Expand your search area some if you are willing to drive a bit to get a good saw. Good luck and look forward to your participation here.