Kevin, I know how lending stuff can go pear shaped pretty quick. I have a rule I"ll never lend cash, my car or tools. The 1st 2 can be over ridden by immediate family I will never borrow anything either after an experience I had many years ago. I borrowed mates belt sander, well it broke, so I bought him a new one. If I'd just bought the new one myself I'd of had a sander and no embarrassment. Lesson learnt